INONI FOUNDATION

Terms and Conditions

Terms and Conditions for Chief Ephraim Inoni Investment

Introduction

Welcome to Chief Ephraim Inoni Investment. These Terms and Conditions outline the guidelines and requirements for individuals and companies interested in entering into a partnership or receiving financial support through either the Joint Venture, Loan, or Ëquity Investment programs. By engaging in any form of investment with Chief Ephraim Inoni Investment, you agree to the terms and conditions outlined below.

1. Joint Venture Agreement

1.1 Overview

Chief Ephraim Inoni Investment offers a Joint Venture (JV) program for new businesses. Through this program, Mr. Inoni will partner with investors to provide financial backing for business ventures. The terms of each partnership are customized based on mutual agreement between the parties involved.

1.2 Investment Structure

  • Investment from Mr. Inoni: Mr. Inoni will invest up to 70% of the total capital required to fund the business venture.
  • Partner’s Contribution: The partnering investor will contribute the remaining 30% of the capital required.
  • Equity Sharing: The equity share between Mr. Inoni and the partnering investor will be determined through negotiation and mutual agreement at the time of establishing the Joint Venture. All terms related to the equity division will be documented in a formal agreement signed by both parties.

1.3 Risk and Profit Sharing

  • Profits and risks associated with the Joint Venture will be shared according to the terms specified in the signed agreement between the parties.
  • Each partner will be responsible for their agreed-upon portion of the capital, and will share in the financial outcomes based on their equity.

1.4 Duration and Termination

  • The duration and terms of the Joint Venture will be agreed upon and defined in the formal agreement.
  • Either party may choose to exit the Joint Venture, subject to the terms of the agreement and any applicable exit strategies.

2. Loan Terms

2.1 Loan Overview

Chief Ephraim Inoni Investment offers loans to qualifying businesses for a period ranging from 5 to 20 years. The terms and conditions of these loans are tailored to the borrowing company’s needs and financial position.

2.2 Eligibility Criteria

  • Only registered companies that have been in operation for at least three (3) years are eligible for a loan.
  • The borrower must provide financial records demonstrating profitability and sound financial management over the past three years.

2.3 Loan Amount

  • The loan amount will be determined based on the borrowing company’s annual turnover.
  • The maximum loan amount will be ten (10) times the company’s annual turnover.

2.4 Interest Rate and Repayment Terms

  • Interest Rate: The annual interest rate on the loan will range from 3% to 6%, depending on the specifics of the agreement and the financial standing of the borrower.
  • Repayment Schedule: The repayment of both principal and interest will begin one year after the loan is disbursed.
  • Loan repayment terms, including the length of repayment and schedule, will be negotiated during the face-to-face meeting and outlined in the Memorandum of Understanding (MOU).

2.5 Loan Agreement Process

  • A face-to-face meeting between Chief Ephraim Inoni Investment and the borrowing company is required to discuss and finalize the loan terms.
  • During this meeting, all details related to the loan—such as the repayment schedule, interest rate, loan amount, and any collateral or security—will be negotiated.
  • Following this meeting, both parties will sign a Memorandum of Understanding (MOU), which will serve as the official agreement for the loan.

2.6 Loan Repayment

  • The borrower is responsible for repaying the loan according to the terms agreed upon in the MOU. Failure to repay the loan as per the agreed schedule may result in penalties, legal action, and/or forfeiture of collateral.

3. Ëquity Investment Program

3.1 Overview

The Ëquity Investment program is designed for established businesses seeking significant capital injection without taking on debt. Through this option, Chief Ephraim Inoni Investment acquires an equity stake in the company in exchange for direct capital investment.

3.2 Eligibility Criteria

  • Businesses must be legally registered and have a proven track record of operational success (minimum 3 years in business).
  • Applicants must submit detailed financial statements, business plans, and growth forecasts.
  • The business should demonstrate scalable potential and a strong market position.

3.3 Investment Terms

  • The investment amount and equity percentage will be negotiated based on the company’s valuation and capital requirements.
  • Mr. Inoni may invest from $100,000 to $1 billion USD in qualifying businesses.
  • The final equity stake will be documented in a Shareholders Agreement, which outlines governance rights, dividend policies, and exit options.

3.4 Shareholder Participation

  • Chief Ephraim Inoni Investment may appoint a representative to the company’s board of directors or executive team, depending on the size of the investment.
  • Ongoing reporting, transparency, and strategic alignment are expected from the investee company.

3.5 Exit Strategy

  • The exit plan for the equity investment (e.g., IPO, buyback, acquisition) will be agreed upon at the outset and formalized in the Shareholders Agreement.

4. General Terms

4.1 Confidentiality

Both parties agree to keep all information related to the investment, loan, and business operations confidential, unless otherwise agreed or required by law.

4.2 Dispute Resolution

In case of any disputes arising from the Joint Venture, Loan, or Ëquity Investment Agreements, both parties agree to resolve the issue through mediation. If mediation fails, legal action may be pursued under the laws of the jurisdiction in which the agreement was signed.

4.3 Governing Law

All agreements and contracts will be governed by and construed in accordance with the laws of the jurisdiction in which Chief Ephraim Inoni Investment operates.

4.4 Modification of Terms

Chief Ephraim Inoni Investment reserves the right to modify these terms and conditions at any time. Any changes to the terms will be communicated to the parties involved and will take effect immediately upon notice.

5. Contact Information

For more information about the investment options or to begin the process of engaging with Chief Ephraim Inoni Investment, please contact:

By participating in any investment, loan, or equity program offered by Chief Ephraim Inoni Investment, you agree to the terms and conditions set forth in this document. Please ensure that you carefully review these terms and seek any necessary legal advice before proceeding.